LAYERED BEAN DIP

! can refried beans (or 2 cans bean dip)
1 pkg taco seasoning
1 can chopped green chilies
1 cup salsa (any variety)
2 cups shredded lettuce
1 cup sour cream
(or one 8 oz. pkg cream cheese)
1 small can sliced black olives, drained
1 medium tomato, diced
2 cups shredded Cheddar cheese blend (8 oz pkg)
Tortilla chips

Mix together your choice of refried beans (or the 2 cans bean dip) and taco seasoning mix. Spread this mixture on a large platter. In another bowl, cream together the cream cheese (or the sour cream if you prefer) with the green chilies. Carefully spread over the bean mixture.  Top with salsa, lettuce, cheese, the sliced black olives and diced tomatoes.
Refrigerate until ready to serve. Serve with tortilla chips.