Mix together your choice of refried beans (or the 2 cans
bean dip) and taco seasoning mix. Spread this mixture on a large
platter. In another bowl, cream together the cream cheese (or the sour
cream if you prefer) with the green chilies. Carefully spread over the
bean mixture. Top with salsa, lettuce, cheese, the sliced black
olives and diced tomatoes.
Refrigerate until ready to serve. Serve with tortilla chips.